Acceptance of Terms
Your access to and use of FCalculator.com constitutes your agreement to be bound by these Terms of Use, along with our Privacy Policy and any additional guidelines or rules posted on the site. If you do not agree with any part of these terms, including restrictions on usage or disclaimers of warranties, you must immediately discontinue your use of the site. These terms may be revised at any time, and such changes will become effective upon posting on the site. Your continued use after any modifications indicates your acceptance of the updated terms. We recommend reviewing these terms periodically to stay informed of any changes that may affect your interaction with the platform.
To use FCalculator.com, you must be at least 18 years of age or have the legal capacity to enter into contracts under applicable laws. If you are under 18, you must have parental or guardian consent. Unauthorized access or use, including through automated means or for purposes not explicitly permitted, is prohibited and may result in termination of access or legal action.
User Conduct and Responsibilities
You agree to use FCalculator.com only for lawful purposes and in compliance with all applicable local, national, and international laws and regulations. Prohibited activities include, but are not limited to, entering false or misleading data, distributing or reproducing site content without permission, introducing viruses or harmful code, or engaging in any behavior that disrupts the site's functionality or other users' experience. You are solely responsible for the accuracy of any information you input and for any decisions or actions taken based on the site's outputs.
All content on FCalculator.com, including algorithms, designs, text, graphics, and software, is protected by intellectual property laws and remains the property of FCalculator.com or its licensors. You may not copy, modify, distribute, sell, or otherwise exploit any part of the site for commercial purposes without prior written consent. If you provide any feedback, suggestions, or user-generated content, you grant FCalculator.com a perpetual, irrevocable license to use such content for improving the site or other purposes.
Additional responsibilities include:
- Maintaining the confidentiality of any account information if applicable.
- Reporting any errors, bugs, or vulnerabilities discovered on the site promptly.
- Refraining from using the site's outputs for critical decisions without independent verification by qualified professionals.
- Respecting the rights of third parties and not using the site to infringe on copyrights, trademarks, or other proprietary rights.
- Avoiding any attempts to hack, overload, or otherwise interfere with the site's servers or networks.
Violations of these conduct rules may lead to immediate suspension or termination of your access, and we reserve the right to pursue legal remedies for any breaches.
Disclaimers and Limitations of Liability
FCalculator.com is provided on an "as is" and "as available" basis, without any warranties, express or implied, regarding its accuracy, reliability, or suitability for any particular purpose. The calculations and results generated by the site's tools are based on general formulas and assumptions, and may not account for all variables or real-world conditions. We do not guarantee that the site will be error-free, uninterrupted, or free from viruses or other harmful components.
To the fullest extent permitted by law, FCalculator.com and its operators disclaim all liability for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of the site, even if advised of the possibility of such damages. This includes, but is not limited to, losses from reliance on inaccurate calculations, data loss, or business interruptions. In no event shall our total liability exceed $100, regardless of the cause of action.
You agree to indemnify and hold harmless FCalculator.com, its affiliates, officers, employees, and agents from any claims, damages, losses, or expenses arising from your violation of these terms, misuse of the site, or infringement of third-party rights.
| Category | Key Disclaimer | Recommendation |
|---|---|---|
| General Usage | Site provided "as is" without warranties. | Use at your own risk and verify results independently. |
| Calculation Accuracy | Outputs are estimates based on standard formulas. | Consult professionals for critical applications. |
| External Links | No endorsement of third-party content. | Review linked sites' terms and privacy policies. |
| Availability | Site may be unavailable due to maintenance or other reasons. | No liability for downtime or access issues. |
| User Data | Responsibility for input accuracy lies with the user. | Double-check entries before relying on results. |
This table highlights essential disclaimers to emphasize the importance of user diligence and professional advice where necessary.
Governing Law and Dispute Resolution
These Terms of Use shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles. Any disputes arising out of or related to these terms or your use of FCalculator.com shall be resolved through binding arbitration in New York, conducted in accordance with the rules of the American Arbitration Association. You agree to waive any right to participate in class actions or representative proceedings.
If arbitration is not applicable, exclusive jurisdiction and venue for any legal actions shall lie in the state or federal courts located in New York. If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
Termination and Modifications
We reserve the right to modify, suspend, or terminate FCalculator.com or your access to it at any time, with or without notice, for any reason, including violations of these terms. Upon termination, all rights granted to you under these terms cease, but your obligations, such as confidentiality and indemnification, survive.
Effective Date: September 10, 2025
Contact Information
If you have any questions about these Terms of Use, please contact us through the appropriate channels provided on the site.