Project your 401k balance at retirement. Includes employer match, annual raise and contribution increases, customisable return rate, and a year-by-year balance chart. Export to PDF in one click.
Enter your 401k details
Fill in your salary, contribution rate and years to retirement: then tap Project My 401k.
| Category | Annual Limit |
|---|---|
| Employee contribution (under 50) | $23,500 |
| Catch-up contribution (age 50–59, 64+) | +$7,500 |
| Enhanced catch-up (age 60–63, SECURE 2.0) | +$11,250 |
| Total including employer contributions | $70,000 |
Consider two savers, both earning $75,000 and contributing 6% (with a 6% employer match): Alice starts at 25 and retires at 65. Bob starts at 35 and retires at 65. Assuming 7% annual returns:
Ten fewer years costs Bob over half a million dollars in retirement savings: demonstrating why starting as early as possible, even with small contributions, is the single most impactful 401k decision.