Calculate your investment return, future value, ROI percentage and compound annual growth rate (CAGR). Add regular monthly contributions to see the full power of compound growth.
ROI Calculator (optional)
| Annual Return | Final Value | Total Gain |
|---|
Future Value (lump sum):
Future Value with recurring contributions:
CAGR (Compound Annual Growth Rate):
Rule of 72: Divide 72 by the annual return percentage to estimate the number of years to double your investment. At 8% return, money doubles roughly every 9 years.
| Asset Class | Avg Annual Return | Notes |
|---|---|---|
| US Large Cap Stocks (S&P 500) | ~10% | Long-run historical average since 1926 |
| US Small Cap Stocks | ~12% | Higher risk and volatility |
| International Developed Stocks | ~7-8% | Europe, Japan, Australia |
| Emerging Market Stocks | ~9% | Higher risk, higher potential |
| US Bonds (10yr Treasury) | ~4-5% | Lower risk, lower return |
| Real Estate (REITs) | ~8-9% | Includes dividend income |
| Cash / Savings Account | ~3-5% | High-yield savings, no market risk |