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Mortgage Calculator

Find your exact monthly mortgage payment including principal, interest, property tax and insurance. Full amortization schedule included.

Home Price

Down Payment

Down %

Interest Rate

Loan Term

Property Tax/yr

Insurance/yr

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Enter your home details

Fill in the price, down payment, rate and term to get your monthly payment.

Total Monthly Payment (PITI)

Principal & Interest

Property Tax/mo

Insurance/mo

Total Interest Paid

Loan Amount

Total Cost

Principal vs Interest

Amortization (first 12 months)

Mo	Payment	Principal	Interest	Balance

What Does PITI Mean?

PITI stands for Principal, Interest, Taxes, and Insurance: the four components that make up a full monthly mortgage payment. Lenders use PITI to calculate your debt-to-income ratio.

Principal: The portion reducing your loan balance each month.
Interest: The cost of borrowing, based on the outstanding balance.
Taxes: Property taxes, typically collected monthly and held in escrow.
Insurance: Homeowners insurance, also often escrowed monthly.

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Disclaimer: Results are estimates for informational purposes only. Contact a licensed mortgage professional for official loan terms.