Live rates and markets

The numbers behind every loan and savings account. Official sources only, refreshed every few hours. Last update Sep 28, 2026 14:00 UTC.

30-year fixed mortgage (US)
7.03% +0.08

What most US buyers pay on a 30-year fixed loan with good credit. Mortgage calculator

Sep 24, 2026 · FRED, Federal Reserve Bank of St. Louis

15-year fixed mortgage (US)
6.42% +0.16

Shorter loans usually price lower than 30-year loans. Amortization schedule

Sep 24, 2026 · FRED, Federal Reserve Bank of St. Louis

Federal funds rate
3.63% 0.00

The Federal Reserve's policy rate. Savings accounts and card APRs follow it. Credit card payoff

Aug 1, 2026 · FRED, Federal Reserve Bank of St. Louis

10-year Treasury yield
5.18% +0.07

Mortgage rates track this yield plus a spread of roughly 1.5 to 3 points. Mortgage calculator

Sep 24, 2026 · FRED, Federal Reserve Bank of St. Louis

US consumer prices (CPI-U)
3.35% year on year

Consumer prices. The figure shown is the change over 12 months. Inflation calculator

Aug 1, 2026 · FRED, Federal Reserve Bank of St. Louis

US unemployment rate
4.10% 0.00

Share of the US labor force looking for work. Salary calculator

Aug 1, 2026 · FRED, Federal Reserve Bank of St. Louis

ECB deposit facility rate
2.50% +0.25

The rate that drives euro savings and variable mortgages. Compound interest

Sep 16, 2026 · European Central Bank

Bank of England Bank Rate
3.75% 0.00

Sets the base for UK tracker mortgages and savings rates. Mortgage calculator

Sep 25, 2026 · Bank of England

S&P 500
7,743 +39

The 500 largest US listed companies, index level. Investment calculator

Sep 25, 2026 · FRED, Federal Reserve Bank of St. Louis

Currencies and crypto

Exchange rates are ECB reference rates published each working day. Crypto prices come from CoinGecko.

Currency converter
PairRate24 hUpdated
Bitcoin / USD$83,039-2.16%Sep 28 13:59 UTC
Ether / USD$2,667-1.56%Sep 28 13:59 UTC
Solana / USD$119-4.31%Sep 28 13:59 UTC
USD / EUR euro0.8770–Sep 25, 2026
USD / GBP pound0.7546–Sep 25, 2026
USD / JPY yen157.59–Sep 25, 2026
USD / CAD Canadian dollar1.4143–Sep 25, 2026
USD / CHF Swiss franc0.8283–Sep 25, 2026
USD / AUD Australian dollar1.4224–Sep 25, 2026
USD / INR rupee95.82–Sep 25, 2026

Central bank news

Sep 25
Bank of England
Minutes of the Market Participants Group meeting – 24 September 2026
Sep 24
Federal Reserve
Federal Reserve Board requests public comment on two proposals related to establishing a regulatory framework for Board-supervised payment stablecoin issuers under the GENIUS Act
Sep 24
European Central Bank
ECB Executive Board member Isabel Schnabel to resign to take senior role at IMF
Sep 24
European Central Bank
Philip R. Lane: The outlook for the euro area economy
Sep 23
European Central Bank
Philip R. Lane: The Outlook for the Euro Area Economy
Sep 23
European Central Bank
The digitalisation of money, payments and finance
Sep 23
European Central Bank
Almost ten million people took part in ECB survey on new euro banknotes
Sep 22
Bank of England
Foreign Currency Reserves 2026 – Market Notice 22 September 2026
Sep 22
European Central Bank
Philip R. Lane: Interview with Le Temps
Sep 21
Bank of England
Bank of England announces new office space in Leeds
Sep 21
Bank of England
Foreign Currency Reserves 2026 – Market Notice 21 September 2026
Sep 21
European Central Bank
ECB to invest part of own funds in tokenised securities, with settlement via Pontes
Sep 21
European Central Bank
Eurosystem brings central bank money to tokenised finance
Sep 18
Bank of England
Minutes of the Transaction and Post-trade Reporting Harmonisation Taskforce - July 2026
Sep 17
Bank of England
Transcript of the Governor's pooled broadcast interview given on 17 September 2026
Sep 17
Bank of England
Monetary Policy Committee dates for 2027