Live rates and markets

The numbers behind every loan and savings account. Official sources only, refreshed every few hours. Last update Oct 6, 2026 15:17 UTC.

30-year fixed mortgage (US)
7.28% +0.25

What most US buyers pay on a 30-year fixed loan with good credit. Mortgage calculator

Oct 1, 2026 · FRED, Federal Reserve Bank of St. Louis

15-year fixed mortgage (US)
6.60% +0.18

Shorter loans usually price lower than 30-year loans. Amortization schedule

Oct 1, 2026 · FRED, Federal Reserve Bank of St. Louis

Federal funds rate
3.75% +0.12

The Federal Reserve's policy rate. Savings accounts and card APRs follow it. Credit card payoff

Sep 1, 2026 · FRED, Federal Reserve Bank of St. Louis

10-year Treasury yield
5.28% +0.04

Mortgage rates track this yield plus a spread of roughly 1.5 to 3 points. Mortgage calculator

Oct 2, 2026 · FRED, Federal Reserve Bank of St. Louis

US consumer prices (CPI-U)
3.35% year on year

Consumer prices. The figure shown is the change over 12 months. Inflation calculator

Aug 1, 2026 · FRED, Federal Reserve Bank of St. Louis

US unemployment rate
4.20% +0.10

Share of the US labor force looking for work. Salary calculator

Sep 1, 2026 · FRED, Federal Reserve Bank of St. Louis

ECB deposit facility rate
2.50% +0.25

The rate that drives euro savings and variable mortgages. Compound interest

Sep 16, 2026 · European Central Bank

Bank of England Bank Rate
3.75% 0.00

Sets the base for UK tracker mortgages and savings rates. Mortgage calculator

Oct 5, 2026 · Bank of England

S&P 500
7,774 +51

The 500 largest US listed companies, index level. Investment calculator

Oct 5, 2026 · FRED, Federal Reserve Bank of St. Louis

Currencies and crypto

Exchange rates are ECB reference rates published each working day. Crypto prices come from CoinGecko.

Currency converter
PairRate24 hUpdated
Bitcoin / USD$86,084-0.03%Oct 6 15:17 UTC
Ether / USD$2,712-0.28%Oct 6 15:17 UTC
Solana / USD$120-0.22%Oct 6 15:17 UTC
USD / EUR euro0.8925–Oct 5, 2026
USD / GBP pound0.7562–Oct 5, 2026
USD / JPY yen158.23–Oct 5, 2026
USD / CAD Canadian dollar1.4253–Oct 5, 2026
USD / CHF Swiss franc0.8310–Oct 5, 2026
USD / AUD Australian dollar1.4367–Oct 5, 2026
USD / INR rupee96.30–Oct 5, 2026

Central bank news

Oct 6
European Central Bank
Frank Elderson: Effective supervision through timely remediation
Oct 6
European Central Bank
Piero Cipollone: Money in the digital age: digital euro, tokenisation and the role of central banks
Oct 6
European Central Bank
Philip R. Lane: Interview with Ansa
Oct 5
European Central Bank
Philip R. Lane: Diagnostic Challenges for ECB Monetary Policy
Oct 2
Federal Reserve
Federal Reserve Board announces it will extend, until November 4, the comment period on its proposal to modernize Regulation O
Oct 2
European Central Bank
Decisions taken by the Governing Council of the ECB (in addition to decisions setting interest rates)
Oct 2
European Central Bank
Boris Vujčić: Resilience, integration and competitiveness: building the future of European banking
Oct 2
Bank of England
Appointment of members of the Enforcement Decision Making Committee (EDMC)
Oct 1
European Central Bank
Isabel Schnabel: Central banks on-chain
Oct 1
European Central Bank
Christine Lagarde: Where AI risks meet
Oct 1
Bank of England
Minutes of the Meeting of the Court of Directors held on 16 July 2026
Sep 30
Federal Reserve
Federal Reserve Board finalizes changes to enhance the transparency and public accountability of its stress test and reduce volatility in its stress test-related capital requirements
Sep 30
Bank of England
Financial Policy Committee Record – September 2026
Sep 29
Federal Reserve
Agencies publish resolution plan feedback letters for 15 banking organizations
Sep 25
Bank of England
Minutes of the Market Participants Group meeting – 24 September 2026
Sep 24
Federal Reserve
Federal Reserve Board requests public comment on two proposals related to establishing a regulatory framework for Board-supervised payment stablecoin issuers under the GENIUS Act