Indiana Paycheck Calculator

What lands in your bank account each payday in Indiana in 2026. We take your gross pay and subtract federal income tax, Social Security and Medicare, a flat 2.95% state income tax, any local income tax, and your 401(k) and health insurance.

Updated Sep 30, 20262026 federal and state ratesRuns in your browser, nothing is sent

Your pay

$
Paid
% of pay
pre-tax
$/ check
after tax
$/ check
Take-home per paycheck
$0

Take-home per year
$0
Total tax rate
0%
federal, FICA, state, local
Marginal rate
0%
on your next dollar
State rank
-
take-home at this pay, of 49

Your paycheck, line by line

ItemPer paycheckPer year

The same pay in other states

Small changes

Indiana income tax in 2026

Flat 2.95% for 2026, plus a county income tax in every county (rates from DOR Departmental Notice 1, effective October 1, 2026).

Taxable income, singleRate
Over $02.95%

No standard deduction. Personal exemption: $1,000 per person.

Local income taxes

  • Adams County: 1.6%
  • Allen County: 1.59%
  • Bartholomew County: 1.75%
  • Benton County: 1.79%
  • Blackford County: 2.5%
  • Boone County: 1.71%
  • Brown County: 2.523%
  • Carroll County: 2.473%
  • Cass County: 2.95%
  • Clark County: 2%
  • Clay County: 2.35%
  • Clinton County: 2.65%
  • Crawford County: 1.65%
  • Daviess County: 1.5%
  • DeKalb County: 2.13%
  • Dearborn County: 1.4%
  • Decatur County: 2.45%
  • Delaware County: 1.5%
  • Dubois County: 1.2%
  • Elkhart County: 2%
  • Fayette County: 2.82%
  • Floyd County: 1.89%
  • Fountain County: 2.1%
  • Franklin County: 1.7%
  • Fulton County: 2.88%
  • Gibson County: 1.3%
  • Grant County: 2.75%
  • Greene County: 2.35%
  • Hamilton County: 1.1%
  • Hancock County: 1.94%
  • Harrison County: 1%
  • Hendricks County: 1.7%
  • Henry County: 2.02%
  • Howard County: 2.35%
  • Huntington County: 1.95%
  • Jackson County: 2.1%
  • Jasper County: 2.864%
  • Jay County: 2.5%
  • Jefferson County: 1.03%
  • Jennings County: 2.5%
  • Johnson County: 1.4%
  • Knox County: 1.7%
  • Kosciusko County: 1%
  • LaGrange County: 1.65%
  • LaPorte County: 1.45%
  • Lake County: 1.5%
  • Lawrence County: 1.75%
  • Madison County: 2.25%
  • Marion County: 2.02%
  • Marshall County: 1.25%
  • Martin County: 2.5%
  • Miami County: 2.54%
  • Monroe County: 2.14%
  • Montgomery County: 2.65%
  • Morgan County: 2.72%
  • Newton County: 1%
  • Noble County: 1.75%
  • Ohio County: 2%
  • Orange County: 1.75%
  • Owen County: 2.5%
  • Parke County: 2.65%
  • Perry County: 1.4%
  • Pike County: 1.2%
  • Porter County: 0.5%
  • Posey County: 1.45%
  • Pulaski County: 2.85%
  • Putnam County: 2.3%
  • Randolph County: 3%
  • Ripley County: 2.38%
  • Rush County: 2.15%
  • Scott County: 2.16%
  • Shelby County: 1.7%
  • Spencer County: 0.8%
  • St. Joseph County: 1.75%
  • Starke County: 1.71%
  • Steuben County: 1.99%
  • Sullivan County: 1.7%
  • Switzerland County: 1.45%
  • Tippecanoe County: 1.28%
  • Tipton County: 2.6%
  • Union County: 2.75%
  • Vanderburgh County: 1.25%
  • Vermillion County: 1.5%
  • Vigo County: 2%
  • Wabash County: 2.9%
  • Warren County: 2.12%
  • Warrick County: 1%
  • Washington County: 2%
  • Wayne County: 1.25%
  • Wells County: 2.1%
  • White County: 2.32%
  • Whitley County: 1.683%

Choose your city or county in the calculator to include it.

Take-home pay examples in Indiana

Single filer, paid every two weeks, no 401(k) or other deductions, no local tax.

SalaryFederal taxFICAStateTake-home / yearPer paycheck
$40,000$2,620$3,060$1,151$33,170$1,275.75
$60,000$5,020$4,590$1,741$48,650$1,871.13
$80,000$8,770$6,120$2,331$62,780$2,414.60
$100,000$13,170$7,650$2,921$76,260$2,933.06
$150,000$24,734$11,475$4,396$109,396$4,207.52

On a $75,000 salary a single worker in Indiana takes home about $59,410 a year, ranking 14 of the 49 states we cover for take-home pay at that salary.

Federal taxes on every paycheck

Three federal amounts come out of almost every US paycheck. Social Security is 6.2% of wages up to $184,500 in 2026. Medicare is 1.45% of all wages, plus 0.9% above $200,000 ($250,000 for married couples filing jointly). Federal income tax is withheld based on your W-4, using brackets from 10% to 37% after the $16,100 standard deduction for single filers ($32,200 married filing jointly).

Traditional 401(k) contributions reduce federal and most state income tax but not Social Security and Medicare. Health, dental and HSA premiums taken through a cafeteria plan reduce all three. That is why $100 more into a 401(k) usually lowers your paycheck by only $70 to $80.

Why your real paycheck may differ

This calculator works out the tax you owe for the year and spreads it evenly over your paychecks. Employers use the IRS withholding tables in Publication 15-T and your W-4 answers, so individual checks can be a few dollars off, and bonuses are often withheld at a flat 22%. The OBBBA deductions for tips and overtime (up to $25,000 and $12,500) and the extra $6,000 deduction for people 65 and over are claimed on your tax return and not reflected here unless your W-4 accounts for them. If you get a large refund or owe money every April, update your W-4.

Questions people ask

How much is taken out of my paycheck?

For a typical single worker, federal income tax takes 8% to 15% of gross pay, Social Security and Medicare 7.65%, and state income tax 0% to about 7%. Retirement and health deductions come on top. The line-by-line table above shows your exact numbers.

What is the difference between biweekly and semimonthly pay?

Biweekly means every two weeks, 26 paychecks a year, so two months a year have three paydays. Semimonthly means twice a month, usually the 15th and the last day, 24 paychecks a year. Each semimonthly check is larger, but the annual total is the same.

Which states have no income tax on wages?

Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming. Washington taxes some capital gains, and several of these states have higher sales or property taxes.

Does a 401(k) contribution lower my taxes?

Traditional contributions lower federal income tax and, in most states, state income tax, but not Social Security or Medicare. Roth 401(k) contributions do not lower tax now but come out tax-free in retirement.