Oregon income tax in 2026
Oregon lets you subtract up to $8,750 of federal tax, less in steps above $125,000 of income ($250,000 joint). Employees also pay Paid Leave Oregon and the 0.1% statewide transit tax. Oregon publishes final 2026 figures with the 2026 return; we use the 2026 payroll formula amounts ($2,910 / $5,820 standard deduction, $263 exemption credit) and the Department of Revenue estimate of $4,700 for head of household.
| Taxable income, single | Rate | Married filing jointly |
|---|---|---|
| $0 to $4,550 | 4.75% | $0 to $9,100 |
| $4,550 to $11,400 | 6.75% | $9,100 to $22,800 |
| $11,400 to $125,000 | 8.75% | $22,800 to $250,000 |
| Over $125,000 | 9.9% | Over $250,000 |
Standard deduction: $2,910 single, $5,820 married filing jointly. Personal exemption credit: $263 per person.
State payroll deductions
| Deduction | Employee rate | Limit |
|---|---|---|
| Paid Leave Oregon (employee 60% of 1%) | 0.6% | wages up to $184,500 |
| Oregon statewide transit tax | 0.1% | none |
Local income taxes
- Portland Metro SHS tax: graduated, 0% to 1%. 1% of Oregon taxable income over $125,000 ($200,000 joint). Metro indexes these thresholds from 2026 but has not published the new amounts, so the 2025 thresholds are used.
- Multnomah County Preschool for All: graduated, 0% to 3%. 1.5% over $125,000 ($200,000 joint) and another 1.5% over $250,000 ($400,000 joint).
- Multnomah County (Metro SHS + Preschool for All): graduated, 0% to 4%
Choose your city or county in the calculator to include it.
Take-home pay examples in Oregon
Single filer, paid every two weeks, no 401(k) or other deductions, no local tax.
| Salary | Federal tax | FICA | State + payroll | Take-home / year | Per paycheck |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $2,714 | $31,606 | $1,215.61 |
| $60,000 | $5,020 | $4,590 | $4,394 | $45,996 | $1,769.07 |
| $80,000 | $8,770 | $6,120 | $5,958 | $59,152 | $2,275.09 |
| $100,000 | $13,170 | $7,650 | $7,848 | $71,332 | $2,743.55 |
| $150,000 | $24,734 | $11,475 | $13,855 | $99,936 | $3,843.68 |
On a $75,000 salary a single worker in Oregon takes home about $56,013 a year, ranking 49 of the 49 states we cover for take-home pay at that salary, near the bottom.
Federal taxes on every paycheck
Three federal amounts come out of almost every US paycheck. Social Security is 6.2% of wages up to $184,500 in 2026. Medicare is 1.45% of all wages, plus 0.9% above $200,000 ($250,000 for married couples filing jointly). Federal income tax is withheld based on your W-4, using brackets from 10% to 37% after the $16,100 standard deduction for single filers ($32,200 married filing jointly).
Traditional 401(k) contributions reduce federal and most state income tax but not Social Security and Medicare. Health, dental and HSA premiums taken through a cafeteria plan reduce all three. That is why $100 more into a 401(k) usually lowers your paycheck by only $70 to $80.
Why your real paycheck may differ
This calculator works out the tax you owe for the year and spreads it evenly over your paychecks. Employers use the IRS withholding tables in Publication 15-T and your W-4 answers, so individual checks can be a few dollars off, and bonuses are often withheld at a flat 22%. The OBBBA deductions for tips and overtime (up to $25,000 and $12,500) and the extra $6,000 deduction for people 65 and over are claimed on your tax return and not reflected here unless your W-4 accounts for them. If you get a large refund or owe money every April, update your W-4.