Pennsylvania income tax in 2026
Pennsylvania has no standard deduction; 3.07% on all compensation, and 401(k) deferrals are not deductible. Nearly every municipality adds an earned income tax.
| Taxable income, single | Rate |
|---|---|
| Over $0 | 3.07% |
No standard deduction. 401(k) contributions are not deductible for Pennsylvania income tax.
State payroll deductions
| Deduction | Employee rate | Limit |
|---|---|---|
| PA unemployment compensation | 0.07% | none |
Local income taxes
- Philadelphia wage tax (resident): 3.738%. 3.74% through June 30, 2026, 3.735% from July 1; blended for the year.
- Philadelphia wage tax (nonresident): 3.428%. 3.43% through June 30, 2026, 3.425% from July 1; blended for the year.
- Pittsburgh (resident EIT + LST): 3%. 1% city plus 2% school district earned income tax, and the $52 Local Services Tax.
- Typical PA municipality (1% EIT + LST): 1%. Most municipalities levy about 1% combined EIT; rates vary.
Choose your city or county in the calculator to include it.
Take-home pay examples in Pennsylvania
Single filer, paid every two weeks, no 401(k) or other deductions, no local tax.
| Salary | Federal tax | FICA | State + payroll | Take-home / year | Per paycheck |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,256 | $33,064 | $1,271.69 |
| $60,000 | $5,020 | $4,590 | $1,884 | $48,506 | $1,865.62 |
| $80,000 | $8,770 | $6,120 | $2,512 | $62,598 | $2,407.62 |
| $100,000 | $13,170 | $7,650 | $3,140 | $76,040 | $2,924.62 |
| $150,000 | $24,734 | $11,475 | $4,710 | $109,081 | $4,195.42 |
On a $75,000 salary a single worker in Pennsylvania takes home about $59,238 a year, ranking 18 of the 49 states we cover for take-home pay at that salary.
Federal taxes on every paycheck
Three federal amounts come out of almost every US paycheck. Social Security is 6.2% of wages up to $184,500 in 2026. Medicare is 1.45% of all wages, plus 0.9% above $200,000 ($250,000 for married couples filing jointly). Federal income tax is withheld based on your W-4, using brackets from 10% to 37% after the $16,100 standard deduction for single filers ($32,200 married filing jointly).
Traditional 401(k) contributions reduce federal and most state income tax but not Social Security and Medicare. Health, dental and HSA premiums taken through a cafeteria plan reduce all three. That is why $100 more into a 401(k) usually lowers your paycheck by only $70 to $80.
Why your real paycheck may differ
This calculator works out the tax you owe for the year and spreads it evenly over your paychecks. Employers use the IRS withholding tables in Publication 15-T and your W-4 answers, so individual checks can be a few dollars off, and bonuses are often withheld at a flat 22%. The OBBBA deductions for tips and overtime (up to $25,000 and $12,500) and the extra $6,000 deduction for people 65 and over are claimed on your tax return and not reflected here unless your W-4 accounts for them. If you get a large refund or owe money every April, update your W-4.