Maryland income tax in 2026
State tax plus a county (or Baltimore City) tax of 2.25% to 3.3% on the same taxable income. FAMLI paid leave contributions do not start until January 1, 2027. The standard deduction ($3,350 single, $6,700 joint) is indexed from 2026; the Comptroller has not yet published the 2026 amount, so the statutory base is used.
| Taxable income, single | Rate | Married filing jointly |
|---|---|---|
| $0 to $1,000 | 2% | $0 to $1,000 |
| $1,000 to $2,000 | 3% | $1,000 to $2,000 |
| $2,000 to $3,000 | 4% | $2,000 to $3,000 |
| $3,000 to $100,000 | 4.75% | $3,000 to $150,000 |
| $100,000 to $125,000 | 5% | $150,000 to $175,000 |
| $125,000 to $150,000 | 5.25% | $175,000 to $225,000 |
| $150,000 to $250,000 | 5.5% | $225,000 to $300,000 |
| $250,000 to $500,000 | 5.75% | $300,000 to $600,000 |
| $500,000 to $1,000,000 | 6.25% | $600,000 to $1,200,000 |
| Over $1,000,000 | 6.5% | Over $1,200,000 |
Standard deduction: $3,350 single, $6,700 married filing jointly. Personal exemption: $3,200 per person.
Local income taxes
- Allegany County: 3.2%
- Anne Arundel County: graduated, 2.7% to 3.2%. Graduated county rate.
- Baltimore City: 3.2%
- Baltimore County: 3.2%
- Calvert County: 3.2%
- Caroline County: 3.2%
- Carroll County: 3.03%
- Cecil County: 2.74%
- Charles County: 3.03%
- Dorchester County: 3.3%
- Frederick County: graduated, 2.25% to 3.2%. Graduated county rate.
- Garrett County: 2.65%
- Harford County: 3.06%
- Howard County: 3.2%
- Kent County: 3.3%
- Montgomery County: 3.2%
- Prince George's County: 3.2%
- Queen Anne's County: 3.2%
- St. Mary's County: 3.2%
- Somerset County: 3.2%
- Talbot County: 2.4%
- Washington County: 2.95%
- Wicomico County: 3.2%
- Worcester County: 2.25%
Choose your city or county in the calculator to include it.
Take-home pay examples in Maryland
Single filer, paid every two weeks, no 401(k) or other deductions, no local tax.
| Salary | Federal tax | FICA | State | Take-home / year | Per paycheck |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,536 | $32,784 | $1,260.91 |
| $60,000 | $5,020 | $4,590 | $2,486 | $47,904 | $1,842.45 |
| $80,000 | $8,770 | $6,120 | $3,436 | $61,674 | $2,372.06 |
| $100,000 | $13,170 | $7,650 | $4,386 | $74,794 | $2,876.68 |
| $150,000 | $24,734 | $11,475 | $7,042 | $106,749 | $4,105.73 |
On a $75,000 salary a single worker in Maryland takes home about $58,394 a year, ranking 36 of the 49 states we cover for take-home pay at that salary.
Federal taxes on every paycheck
Three federal amounts come out of almost every US paycheck. Social Security is 6.2% of wages up to $184,500 in 2026. Medicare is 1.45% of all wages, plus 0.9% above $200,000 ($250,000 for married couples filing jointly). Federal income tax is withheld based on your W-4, using brackets from 10% to 37% after the $16,100 standard deduction for single filers ($32,200 married filing jointly).
Traditional 401(k) contributions reduce federal and most state income tax but not Social Security and Medicare. Health, dental and HSA premiums taken through a cafeteria plan reduce all three. That is why $100 more into a 401(k) usually lowers your paycheck by only $70 to $80.
Why your real paycheck may differ
This calculator works out the tax you owe for the year and spreads it evenly over your paychecks. Employers use the IRS withholding tables in Publication 15-T and your W-4 answers, so individual checks can be a few dollars off, and bonuses are often withheld at a flat 22%. The OBBBA deductions for tips and overtime (up to $25,000 and $12,500) and the extra $6,000 deduction for people 65 and over are claimed on your tax return and not reflected here unless your W-4 accounts for them. If you get a large refund or owe money every April, update your W-4.